Disability Insurance Elective Coverage

Self-Employed and Independent Contractors

We offer an optional Disability Insurance Elective Coverage (DIEC) program for people who don’t pay into State Disability Insurance (SDI) but want to be covered by Disability Insurance (DI) and Paid Family Leave (PFL).

DIEC protects small business owners, entrepreneurs, independent contractors, or self-employed people who make up a large part of companies doing business in California.

For More Information

Specialized Coverage

If you are a public school employee, public agency employee, community college district employee, or member of an Indian tribe, review the following for more information or call the Taxpayer Assistance line at 1-888-745-3886 for help with the application process.

Request an Independent Contractor Employee Classification Assessment

Preliminary Worker Classification Assessment or Audit Lead Referral

If you are a worker who thinks you are misclassified as an independent contractor or want to provide information on the business as a possible employment tax audit lead, submit a Request for Preliminary Worker Classification Assessment or Audit Lead Referral (DE 230) (PDF) to us.

For additional information visit: Legal Aid at Work Misclassified Workers’ Guide to Applying for California Disability Insurance and Paid Family Leave.  (Available in English, Spanish, and Simplified Chinese.)