Disability Insurance Elective Coverage
Self-Employed and Independent Contractors
We offer an optional Disability Insurance Elective Coverage (DIEC) program for people who don’t pay into State Disability Insurance (SDI) but want to be covered by Disability Insurance (DI) and Paid Family Leave (PFL).
DIEC protects small business owners, entrepreneurs, independent contractors, or self-employed people who make up a large part of companies doing business in California.
For More Information
- DIEC Program - Overview
- How to Apply for DIEC
- Benefit Amounts
- Forms and Publications
If you are a public school employee, public agency employee, community college district employee, or member of an Indian tribe, review the following for more information or call the Taxpayer Assistance line at 1-888-745-3886 for help with the application process.
- Specialized Coverage (Elective Coverage For Exempt Workers) (DE 231sc) (PDF)
- Information Concerning Elective Coverage for State Disability Insurance* ONLY Under Section 702.6, 710.4, 710.5, 710.6, or 710.9 of the California Unemployment Insurance Code (CUIC) (DE 1378p) (PDF)
Request an Independent Contractor Employee Classification Assessment
Preliminary Worker Classification Assessment or Audit Lead Referral
If you are a worker who thinks you are misclassified as an independent contractor or want to provide information on the business as a possible employment tax audit lead, submit a Request for Preliminary Worker Classification Assessment or Audit Lead Referral (DE 230) (PDF) to us.
Disability Insurance and Paid Family Leave Benefits
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