Requisitos de elegibilidad para la Cobertura Electiva del Seguro de Incapacidad

Para dueños de negocios pequeños, personas que trabajan por cuenta propia y contratistas independientes

Cualquier persona que trabaja por cuenta propia, contratista independiente o socio general que cumple con los requisitos, puede solicitar la Cobertura Electiva del Seguro de Incapacidad. No es necesario que todos los socios generales activos estén incluidos en la solicitud.

Una sociedad general puede incluir copropietarios de parejas casadas que participan activamente en la administración del negocio. Los socios con responsabilidad limitada y los funcionarios corporativos no son elegibles, debido a que se consideran empleados y están sujetos a las disposiciones obligatorias del Código del Seguro de Desempleo de California (solamente en inglés).

Program Eligibility Requirements

You must meet the following requirements to participate in DIEC:

• Own your own business, be self-employed, or working as an independent contractor.
• Have a minimum net profit of $4,600 annually.
• Have a valid license, if required by your occupation.
• Be able to perform all of your normal duties on a full-time basis at the time your application is submitted.
• Receive the major portion of your income from your trade, business, or job as an independent contractor.
• Your business is not seasonal.
• You must stay in the program for two complete calendar years unless you discontinue your business or move out of California.

For More Information

• Elective Coverage for Employers and Self-Employed Individuals (DE 231EC) (PDF)
• Disability Insurance Elective Coverage (DIEC) Program Fact Sheet (DE 8714CC) (PDF)
• California Unemployment Insurance Codes (Section: 701-713)
• DIEC forms and publications
• DIEC FAQs

Contact DIEC Unit

To speak with a representative, call:

• DIEC Unit at 1-916-654-6288.
• EDD Taxpayer Assistance Center at 1-888-745-3886.
• TTY users dial the California Relay Service at 711.

Representatives are available Monday through Friday from 8 a.m. until 5 p.m. Offices are closed weekends and holidays.