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Cantidades de pagos de beneficios del Seguro de Incapacidad

Acerca de los beneficios del Seguro de Incapacidad

El Seguro de Incapacidad (DI, por sus siglas en inglés) provee beneficios a corto plazo que reemplazan una parte de los sueldos de los trabajadores de California que cumplen con ciertos requisitos.

Usted puede recibir como máximo 52 semanas de beneficios del DI por una enfermedad o lesión no relacionada con el trabajo, o por embarazo. Su incapacidad también debe estar certificada por un médico/profesional médico.

Cómo se calcula la cantidad del pago de beneficios

Su cantidad de beneficios semanal (WBA, por sus siglas en inglés) depende de su ingreso anual. Se estima que es de un 60 a un 70 por ciento de los sueldos que ganó en los 5 a 18 meses anteriores a la fecha de inicio de su solicitud y hasta la cantidad de beneficios semanales máxima.

Nota: La fecha de inicio de su solicitud es la fecha en la que comienza su incapacidad.

Calcularemos su cantidad de beneficios semanales con base en el período reglamentario. Para recibir estos beneficios, debe haber contribuido al Seguro Estatal de Incapacidad durante su período reglamentario y cumplir con los requisitos de elegibilidad. Esto aparecerá como "CASDI" en su talón de cheque.

¿Cuál es mi período reglamentario?

Consulte la siguiente información para determinar su período reglamentario.

Your claim begins the date your disability began. Your start date determines your base period.

You cannot change the beginning date of your claim or adjust your base period after establishing a valid claim. If you have questions about your claim start date, call us at 1-800-480-3287 before filing your claim.

Your benefit amount is based on the quarter with your highest wages earned within the base period.

A base period covers 12 months and is divided into four consecutive quarters. The base period includes wages subject to SDI tax that were paid about 5 to 18 months before your disability claim began. The base period does not include wages paid at the time your disability begins. For a DI claim to be valid, you must have at least $300 in wages in the base period. The following information may be used to determine the base period for your claim.

If a claim begins on or after January 1, 2022:

January, February, or March:
The base period is the 12 months ending last September 30.
Example: A claim beginning February 14, 2022, uses a base period of October 1, 2020, through September 30, 2021.

April, May, or June:
The base period is the 12 months ending last December 31.
Example: A claim beginning June 20, 2022, uses a base period of January 1, 2021, through December 31, 2021.

July, August, or September:
The base period is the 12 months ending last March 31.
Example: A claim beginning September 27, 2022, uses a base period of April 1, 2021, through March 31, 2022.

October, November, or December:
The base period is the 12 months ending last June 30.
Example: A claim beginning November 2, 2022, uses a base period of July 1, 2021, through June 30, 2022.

You can get a general estimate by using our online calculator.

Estimate My Benefit Amount

Note: The calculator is intended to provide an estimate only. Your actual WBA will be confirmed once your claim has been approved.

How Your Weekly Benefit Amount is Calculated

If your highest quarterly earnings are:

  • Less than $929, your WBA is $50.
  • Between $929 and $7,154.32, your WBA is approximately 70 percent of your earnings.
  • More than $7,154.33, your WBA is approximately 60 percent of your earnings.

What Affects Your Payment Amounts?

Your benefits may be reduced if you:

Register for myEDD

Creating an account is an important step in this process. With myEDD, you can apply for Disability Insurance and manage your claim in SDI Online.

Create Account Log In

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Additional Resources

Can’t find what you are looking for? View these DI and PFL resources for more information.