About Disability Insurance (DI)
Disability insurance is a component of the State Disability Insurance (SDI) program, established in 1946, to provide partial wage replacement benefits to eligible California workers who are unable to work due to a non-work-related illness, injury, or pregnancy. Approximately 18.1 million California workers are covered by the SDI program. SDI contributions are paid by California workers through employee payroll deductions.
What is Disability?
Disability is an illness or injury, either physical or mental, which prevents you from performing your regular and customary work. Disability includes elective surgery, pregnancy, childbirth, or related medical conditions. Although work-related disabilities are covered by workers’ compensation laws, DI benefits may also be paid for work-related illness or injuries under certain circumstances prescribed by law. Visit workers’ compensation for more information. For more information about filing for DI benefits, visit Disability Insurance Claim Process.
Disability Benefit Payments
Benefits are payable for a maximum of 52 weeks. For claims beginning on or after January 1, 2017, weekly benefits range from $50 to a maximum of $1,173. Your weekly benefit amount is approximately 55 percent of your earnings up to the maximum weekly benefit amount. For more information, visit Calculating Disability Benefit Payment Amounts.
To receive benefits, you must:
- File a claim for DI benefits using SDI Online or a paper claim form.
- Serve a seven-day, non-payable waiting period.
- Have at least $300 in wages that were subject to SDI contributions during your 12-month base period.
- Have your physician/practitioner certify to your disability by completing the “Physician/Practitioner Certification”.