Disability Insurance – Pregnancy FAQs

Disability Insurance (DI)
When your licensed health professional certifies that you are unable to work due to your pregnancy, you can file a DI claim for your pregnancy-related disability and recovery from delivery.

If your pregnancy-related condition will require you to stop working earlier than four weeks prior to your baby’s estimated due date, you can file a claim sooner. Your licensed health professional can certify to longer periods during pregnancy and/or after birth if you have a pregnancy-related condition that prevents you from performing your normal or usual job duties.

Learn more on how to apply for disability and set up and manage your benefits through your SDI Online account.

Paid Family Leave (PFL)
Once you have recovered from your pregnancy-related disability and your licensed health professional has said you can return to work, you can file a PFL claim. PFL pays up to eight weeks of benefits to bond with your new child.

When your last DI benefit check is issued, we will automatically send you a Claim for Paid Family Leave (PFL) Benefits - New Mother (DE 2501FP) or the link will be sent to your SDI Online inbox.

No. Your claim begins when you lose wages and your licensed health professional confirms that you are unable to do your normal or usual job duties. However, if your licensed health professional certifies that you must limit your hours of work or change your work duties because of your pregnancy, you may be eligible for benefits.

Legal precedent has determined that certain seasonal workers may be eligible for Disability Insurance benefits if their disability starts in the off-season and they have not left the labor market. If you think you are eligible for disability benefits, file a claim and EDD will determine your eligibility for benefits.  

Yes. Health care providers may certify a patient as disabled for State Disability Insurance benefits if the patient’s job requirements pose a danger to the health of a pregnant patient or the fetus. If your licensed health professional finds that it is not medically safe for you to perform your normal or usual work due to exposure to pesticides, you can apply for disability

Yes. If your licensed health professional finds that it is not medically safe for you to perform your normal or usual work, you can apply for disability.

You may be eligible for benefits based on your:

• Age.
• Occupation.
• Job limitations.
• Prior pregnancy history.
• Current medical condition.
• Licensed health professional's certification that you are unable to do your normal or usual work.

If you think you are eligible, file a claim.

Usually, disability benefits are between 10 to 12 weeks based on the following conditions of your pregnancy and delivery:

• Without medical complications: You can receive benefits up to four weeks before your expected delivery date and up to six weeks after your delivery.
• By cesarean section: You can receive benefits up to four weeks before your expected delivery date, and up to eight weeks after your delivery.

In some cases, your licensed health professional may certify to longer periods if there are medical complications or if you are unable to perform your normal or usual job duties.

No. Once your baby is born, your benefits are limited to the period that you are unable to do your normal or usual work.

Our Disability Insurance Elective Coverage (DIEC) program offers business owners and self-employed people the option to protect themselves against loss of income due to injury, pregnancy, or illness, whether or not it is work related.

Disability Insurance (DI)
If your licensed health professional certifies that you are unable to work due to your pregnancy, you can file a DI claim for your pregnancy-related disability and recovery from delivery.

You must first stop certifying for UI benefits and notify Unemployment Insurance (UI) that you are no longer able and available for work. UI will schedule a phone interview with you to suspend your claim because you cannot receive DI and UI benefits at the same time.

You can apply for disability by completing a one-time registration with myEDD, then file your DI claim using SDI Online. You can also order a Claim for Disability Insurance (DI) Benefits (DE 2501) from Online Forms and Publications and file by mail using the paper form.

Paid Family Leave (PFL)
Once you have recovered from your pregnancy-related disability and your licensed health professional has said you can return to work, you can file a PFL claim. PFL pays up to eight weeks of benefits to bond with your new baby.

When your last DI benefit check is issued, we will automatically send you a Claim for Paid Family Leave (PFL) Benefits - New Mother (DE 2501FP) or the link will be sent to your SDI Online inbox.